fuel your next fix and flip venture with frontier funding
Empowering You to Transform Properties and Maximize Profits
At Frontier Funding, we specialize in providing Fix and Flip Loans that empower investors like you to push the boundaries of real estate investing. Whether you’re a seasoned pro or embarking on your first project, purchasing or refinancing, our tailored financing solutions offer the flexibility and support you need to transform properties—and your profits—with confidence. Join us at the frontier of real estate financing, and let’s turn your investment dreams into reality.
key features of our fix and flip loans
1-4 Residential Units
Single-family homes, townhomes, condos, duplexes, triplexes, and fourplexes—ideal for fix and flip or rehab projects.
Generous Funding:
Up to 90% of the purchase price.
Up to 100% of rehab costs.
Financing up to 75% of After Repair Value (ARV).
Flexible Loan Terms:
12 to 24-month terms tailored to your project's timeline.
No prepayment penalties, offering you financial flexibility.
Simplified Qualifications:
Minimum FICO score of 640.
Soft credit pulls to minimize impact on your credit score.
First-time investors eligible, welcoming newcomers to push the boundaries of real estate investing.
Loan Amounts:
Funding from $100,000 to $2,000,000.
Quick Closings:
Fast approvals with closings in as little as 2-3 weeks, so you can seize opportunities without delay.
No Upfront Fees:
Begin your investment journey without hidden costs.
Creative Loan Structures:
Tailored financing solutions to meet your unique needs and maximize your profits.
5+ Unit Multifamily Properties
Ideal for experienced investors undertaking larger fix and flip or rehab projects.
Generous Funding:
Up to 85% of the purchase price.
Up to 100% of rehab costs.
Financing up to 70% of After Repair Value (ARV).
Flexible Loan Terms:
12 to 36-month terms to accommodate extensive projects.
No prepayment penalties, giving you the freedom to repay on your schedule.
Simplified Qualifications:
Minimum FICO score of 680.
Soft credit pulls to protect your credit standing.
Investor experience required, supporting your continued growth in exploring new investment frontiers.
Loan Amounts:
Funding from $250,000 to $5,000,000.
Quick Closings:
Estimated closing in 30 days, enabling you to move forward confidently.
No Upfront Fees:
Transparent costs with no hidden charges.
Creative Loan Structures:
Customized financing to suit complex investment strategies and help you transform properties on a larger scale.
ARE YOU ELIGIBLE?
At Frontier Funding, we welcome investors ready to push the boundaries of real estate investing. Here's what you need to qualify for our Fix and Flip Loans:
Property Types:
Fix and Flip / Rehab projects for single-family homes, townhomes, condos, duplexes, triplexes, fourplexes, and multifamily properties.
Funding Details:
Up to 90% of the purchase price.
Up to 100% of rehab costs.
Financing up to 75% of After Repair Value (ARV).
For larger multifamily properties, funding up to 85% of the purchase price and up to 70% of ARV.
Loan Terms:
12 to 36-month terms
No prepayment penalties
Loan Amounts:
Funding from $100,000 to $5,000,000.
Credit Requirements:
Minimum FICO score of 640 for most projects.
For larger loan amounts or complex projects, a minimum FICO score of 680 may be required.
Investor Experience:
First-time investors are welcome, inviting newcomers to explore new investment frontiers.
For larger or more complex projects, investor experience may be required to ensure successful execution.
Additional Benefits:
Soft credit pulls to protect your credit score.
No upfront fees, reducing your initial costs.
Quick Closings:
2-3 weeks for most projects, so you can seize opportunities without delay.
Estimated 30 days for larger or more complex projects, enabling you to move forward confidently.
Why Choose Our FIX AND FLIP LOANS?
Maximize Your Profits:
High funding ratios allow you to take on more ambitious projects and increase your return on investment.
Flexible Financing Solutions:
Tailored loan structures to meet your unique needs, helping you push the limits of your investment strategies.
Fast Access to Capital:
Quick closings mean you won't miss out on time-sensitive opportunities in the competitive real estate market.
Support for All Investors:
Whether you're a seasoned pro or exploring new frontiers as a first-time investor, we're here to support your journey.
Simplified Process:
No upfront fees and minimal documentation so you can focus on transforming properties.
FAQ’s
Q: What documentation is required to apply for a Fix and Flip Loan?
A: Our application process is streamlined for your convenience. Required documentation typically includes:
Completed loan application
Credit authorization
Purchase contract (if applicable)
Scope of work for renovations
Experience resume (if available)
We do not require tax returns, making the process quicker and more straightforward.
Q: How do I get started with applying for a Fix and Flip Loan?
A: Simply contact our team to begin your application. We're here to guide you through each step, ensuring you have the support you need to embark on your investment journey.
Q: Can I use Fix and Flip Loans for both purchasing and refinancing properties?
A: Yes, our Fix and Flip Loans can be used for both purchasing new properties and refinancing existing ones.
Q: What is the maximum Loan-to-Value (LTV) ratio available for Fix and Flip Loans?
A: We offer up to 90% of the purchase price and 100% of the rehab costs, with financing up to 75% of the After Repair Value (ARV). This allows you to maximize leverage and fuel your investment projects effectively.
Q: How does the draw process work for renovation funds?
A: Renovation funds are typically disbursed through a draw process. You'll submit draw requests as you complete predetermined milestones in your renovation project. Our team works efficiently to process these requests, ensuring you have the funds you need to keep your project moving forward.
Q: Are there any restrictions on the types of renovations I can undertake?
A: We allow for a wide range of renovations aimed at increasing the property's value. This includes cosmetic updates, structural repairs, and even additions. Our goal is to empower you to transform properties to their fullest potential.
Q: Do you require an appraisal of the property?
A: Yes, an appraisal is required to determine the property's current value and the After Repair Value (ARV). This helps us structure a loan that aligns with your project's scope and potential.
Q: Can I finance multiple fix and flip projects simultaneously?
A: Absolutely! We support investors looking to expand their horizons by managing multiple projects. Our flexible financing solutions can be tailored to accommodate multiple loans, subject to underwriting approval.
Q: What are the interest rates for Fix and Flip Loans?
A: Interest rates vary based on factors such as credit score, experience, and the specifics of your project. We offer competitive rates designed to help you maximize your profits. Contact us for a personalized quote.
Q: Is there a penalty for paying off my loan early?
A: No, there are no prepayment penalties with our Fix and Flip Loans. You have the flexibility to repay the loan early without additional costs.
