Expand Your Rental Portfolio with Frontier Funding
Navigate the Rental Market with Confidence and Customized Loans
At Frontier Funding, we specialize in providing Rental Property and DSCR Loans that empower investors like you to explore new frontiers in real estate. Whether you're purchasing your first rental property or expanding an existing portfolio, purchasing or refinancing, our flexible financing solutions are designed to help you unlock new horizons and build lasting wealth. Join us at the frontier of real estate investing, and let's transform your investment dreams into reality.
RENTAL / DSCR LOAN highlights
-
![]()
1 - 4 residential units
Single-family homes, townhomes, condos, duplexes, triplexes, and fourplexes.
FLEXIBLE LOAN TERMS
30- and 40-year loan options, including Interest-Only periods and Adjustable-Rate Mortgages (ARMs).
GENEROUS FINANCING
Up to 80% Loan-to-Value (LTV).
Loan sizes from $75,000 to $2,500,000.
Simplified Qualifications
No DSCR requirement, simplifying your path to financing.
No tax returns needed, streamlining the application process.
Minimum FICO score of 620.
First-time investors eligible, welcoming newcomers to explore new investment frontiers.
Creative Loan Structures
Tailored financing solutions to meet your unique needs.
Quick Closings
Estimated closing in 3-4 weeks, so you can seize opportunities swiftly.
No Upfront Fees
Begin your investment journey without hidden costs.
-
![]()
5+ Multifamily units
Ideal for expanding your portfolio with larger residential or mixed-use investments.
FLEXIBLE LOAN TERMS
30-year loans, with Interest-Only periods and ARMs available.
GENEROUS FINANCING
Up to 75% Loan-to-Value (LTV).
Loan sizes from $250,000 to $5,000,000.
SIMPLIFIED QUALIFICATIONS
Minimum DSCR of 1.0x required.
No tax returns needed
Minimum FICO score of 650.
Experienced investors only
QUICK CLOSINGS
Estimated closing in 30 days
NO UPFRONT FEES
Transparent costs with no hidden charges.
-
![]()
COMMERCIAL PROPERTIES
Including office spaces, retail units, warehouses, and industrial facilities.
FLEXIBLE TERMS
30-year loans designed for long-term commercial investmentS.
GENEROUS FINANCING
Up to 70% Loan-to-Value (LTV).
Loan sizes from $250,000 to $5,000,000.
SIMPLIFIED QUALIFICATIONS
Minimum DSCR of 1.0x required.
No tax returns needed
Minimum FICO score of 650.
75% occupancy required to ensure investment viability.
CREATIVE LOAN STRUCTURES
Tailored solutions for complex commercial investments.
OWNER-OCCUPIED OPTION
Commercial units can be owner-occupied by a borrower-owned business, offering flexibility.
QUICK CLOSINGS
Estimated closing in 30-40 days, so you can push forward without delay.
NO UPFRONT FEES
Why Choose Our Rental Property / DSCR Loans?
Expand Your Investment Portfolio:
Generous financing to acquire new properties and grow your wealth.
Flexible Financing Solutions:
Customized loan terms that align with your investment strategies, helping you navigate new investment territories.
Simplified Approval Process:
No DSCR requirement for 1-4 units and no tax returns needed, making it easier to qualify.
Competitive Rates and Terms:
Enjoy favorable interest rates and loan terms that maximize your returns.
Support for All Investors:
Whether you're a seasoned investor or embarking on your first venture, we're here to support your journey.
Quick Access to Capital:
Fast closings ensure you can seize opportunities without delay.
ARE YOU ELIGIBLE?
Property Types:
1-4 unit residential properties, 5+ unit multifamily, mixed-use, and commercial properties.
Credit Score Requirements:
Minimum FICO score of 620 for 1-4 unit properties.
Minimum FICO score of 650 for 5+ unit and commercial properties.
Loan Amounts:
Seeking financing between $75,000 and $5,000,000.
Debt Service Coverage Ratio (DSCR):
No DSCR requirement for 1-4 unit properties.
Minimum 1.0x DSCR for 5+ unit and commercial properties.
Occupancy:
75% occupancy required for commercial properties.
Investor Experience:
First-time investors are eligible for 1-4 unit properties.
FAQ’s
What types of properties are eligible for Rental Property / DSCR Loans?
We finance a wide range of properties, including 1-4 unit residential properties, 5+ unit multifamily, mixed-use, and commercial properties like office spaces, retail units, warehouses, and industrial facilities.
Do I need to provide tax returns or proof of income?
No, no tax returns are needed, simplifying the application process.
What is the minimum credit score required?
For 1-4 unit properties, a minimum FICO score of 620 is required. For 5+ unit and commercial properties, the minimum FICO score is 650.
How quickly can I receive funding?
We offer quick closings, with funding available in as little as 3-4 weeks for residential properties.
What is the Debt Service Coverage Ratio (DSCR) requirement?
There is no DSCR requirement for 1-4 unit residential properties. For 5+ unit and commercial properties, a minimum DSCR of 1.0x is required.
Are first-time investors eligible?
Yes, first-time investors are welcome for 1-4 unit residential properties.
